Long-Term Care
In general, the phrase "long-term care" refers to a broad range of medical or personal care services you may need for an extended period of time because of a chronic illness or disability. It usually does not include the type of care people receive on a short-term basis following a hospitalization or an acute illness.
Whether you require long-term care depends on your level of disability. The chances of needing long-term care usually increase as you age, but long-term care may be needed at any age.
Preparing for the possibility of long-term care before you need it allows you the opportunity to make an informed and educated decision about your future long-term care needs.
For more information, consult the State of Wisconsin, Office of the Commissioner of Insurance website:
Additional Resources
Who needs LTC? How much does it cost? Should I buy insurance? Buying tips and frequently asked questions. [more]
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